How to Get Help
Apply for legal aid online or by phone.
Know Your Rights
Civil Cases of FraudCivil Cases of Fraud
In a civil case of fraud, the victim is often able to seek compensation or other remedies by filing a lawsuit against the person who committed the fraud. In general, to prove fraud you need to establish that:
- The other party knowingly made a false statement or purposefully kept important information from you
- The party intended to deceive or defraud you
- You relied on that person’s false statement and you suffered financial or emotional harm as a result of the fraud
Predatory Lending
Predatory lending occurs when a creditor takes advantage of borrowers through deceptive or unfair practices such as charging excessive fees or lying about the loan terms. Another illegal lending practice includes charging interest rates above the legal limit. There are consumer protection laws in place to protect borrowers from unfair lending practices. When these laws are violated, the loan is unlawful and can be challenged in court.
Identity TheftIdentity Theft
Identity theft is a criminal offense in Texas. It occurs when someone uses another person’s name, Social Security number, financial account information, or other personal identifying information to commit fraud. If you believe you are a victim of identity theft, you should report the crime to your local law enforcement agency as well as the Federal Trade Commission. You may also be able to file a lawsuit against the person who stole your identity.
Your Legal Options
Depending on your situation, our lawyers can help you understand your rights and options, prepare and file legal documents, or represent you in court.
We can assist with:
- Representing you as a victim of fraud or predatory lending
- Helping you take legal action against unlawful lenders
- Helping you recover from the effects of having your identity stolen
Additional Resources
Texas Attorney General Consumer Protection Division: Legal information on consumer fraud
Federal Trade Commission Consumer Advice: Resources to protect and recover your identity
Pursue Justice with Us!
Subscribe to our newsletter to stay updated with our latest news and events.